Expert Guidance and Advocacy for Life’s Legal Challenges
Auto Accident Attorneys Fighting for Injured Victims Across Illinois, Florida, and Beyond
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What Your Auto Accident Claim May Be Worth
A serious car accident can disrupt every part of your life. Medical bills begin arriving, time away from work creates financial pressure, and insurance adjusters may start calling before you have had time to understand the full impact of the crash.
Nessler & Associates has represented injured accident victims for more than 45 years. Our auto accident attorneys help clients across multiple states pursue compensation after serious collisions. We work on a contingency fee basis, which means you pay nothing upfront and owe no attorney fees unless your case resolves.
What Can You Recover After a Car Accident?
Most people who contact us after a collision aren’t sure what their claim may be worth. That uncertainty often works in the insurance company’s favor. Adjusters may push for an early settlement before you know the full cost of your injuries, missed work, future care needs, and long-term losses.
The value of an auto accident claim depends on the facts of the case, the severity of the injuries, available insurance coverage, and how the crash affects your life. Common categories of compensation may include:
Medical expenses: Hospital bills, emergency care, surgery, follow-up visits, medication, physical therapy, and ongoing treatment related to the accident.
Lost wages: Income you missed while recovering from your injuries.
Reduced earning capacity: Compensation for serious injuries that affect your ability to work in the future.
Pain and suffering: Compensation for physical pain, emotional distress, and the day-to-day impact of the injury.
Future care costs: Long-term medical care, rehabilitation, mobility equipment, or other future treatment needs.
Vehicle and property damage: Repair or replacement costs for your vehicle and other damaged property.
Having an attorney changes the conversation with the insurance company. When you are represented, insurers know your claim will be evaluated, documented, and challenged if they try to minimize what you’re owed.
Types of Auto Accident Cases We Handle
Auto accident cases can involve many different causes, injuries, and insurance issues. We represent injured victims in a wide range of collision claims, including:
Rear-end collisions
Intersection accidents
T-bone crashes
Head-on collisions
Hit and run accidents
Drunk driving crashes
Distracted driving accidents
Uninsured motorist claims
Underinsured motorist claims
Serious injury and wrongful death claims
If the driver who hit you had no insurance or didn’t have enough coverage, you may still have options through your own uninsured or underinsured motorist coverage. These claims can be complicated, and insurance companies don’t always treat their own policyholders fairly.
Some accident cases involve additional legal issues. If you were hit by a large commercial truck, our truck accident attorneys can help address the trucking regulations, company records, and insurance layers that may apply. If an impaired driver caused the crash, you can also learn more about drunk driving injury claims.

No Fees Unless You Win!
Reach Out For Your Risk Free No-cost Consultation
Fill out the form and someone from the Nessler team will reach out to you shortly. Remember, no fees unless you win!

Reach Out For Your Risk Free,
No-cost Consultation
By submitting this form, you agree to allow us to contact you, as well as our terms of service and Privacy Policy.
What to Do After a Car Accident
The steps you take after a crash can affect your ability to recover compensation. If you’re physically able, try to document as much as possible before vehicles are moved and evidence disappears.
Take photos of the vehicles, damage, road conditions, traffic signals, skid marks, debris, and visible injuries. Exchange contact and insurance information with the other driver. Get names and phone numbers for witnesses. Seek medical attention promptly, even if your symptoms seem minor at first. Adrenaline can mask pain, and delayed treatment gives insurers a reason to question the seriousness of your injuries.
Just as important, be careful about what you say and sign after the accident. Avoid admitting fault, apologizing in a way that could be misinterpreted, or giving a recorded statement to the other driver’s insurance company without legal guidance. Don’t accept the first settlement offer before you understand the full value of your claim. Early offers are often made before the long-term effects of the injury are clear.
How Auto Accident Laws Vary by State
Auto accident law is not the same everywhere. Filing deadlines, fault rules, insurance requirements, and available damages can vary significantly from state to state. Because Nessler & Associates represents clients across multiple states, our attorneys understand how location can affect a claim.
Illinois Auto Accident Claims
Illinois is an at-fault state, which means the person who caused the crash is generally responsible for the resulting damages. Illinois also follows a modified comparative fault rule. If you’re found 50% or less responsible for the accident, you may still recover compensation, but your recovery is reduced by your percentage of fault. If you’re found more than 50% responsible, you cannot recover damages.
This rule matters because insurance companies often try to shift blame onto injured victims. Even a small dispute over fault can affect the value of a claim.
Illinois minimum liability insurance requirements are $25,000 for injury to one person, $50,000 for injury to more than one person in a single accident, and $20,000 for property damage. These minimum limits are lower than many people expect, which is one reason uninsured and underinsured motorist claims are common after serious accidents.
Florida, Texas, and Other States
Florida and Texas follow different rules for insurance, fault, filing deadlines, and claim procedures. Missouri, Kentucky, and Colorado also have their own legal requirements. Working with attorneys who actively handle cases in your state matters because the rules, courts, insurers, and settlement dynamics can change depending on where the accident happened.
Nessler & Associates can review your crash, explain which state’s law may apply, and identify the correct path for pursuing your claim.
Auto Accident Attorneys Serving Illinois, Florida, Texas, and More
We represent injured accident victims across a multi-state footprint. Our active office locations include Springfield, Champaign, Decatur, and Rockford in Illinois; Largo, Florida; and Fort Worth, Texas.
Our Largo office serves as a primary point of contact for clients in Pinellas County and surrounding Florida communities. Our Fort Worth office helps injured victims across the Fort Worth area and beyond.
We also serve clients across Illinois, Florida, Texas, Missouri, Kentucky, Colorado, and additional areas where we practice. Location-specific information is available.
Why Injured Clients Choose Nessler & Associates
Nessler & Associates has represented injured people since 1977. For more than four decades, our firm has focused on helping people who were hurt because someone else acted carelessly.
Our work now spans two generations. Fred Nessler founded the practice, and attorneys Jon, Matt, and Jonathan Nessler continue that commitment today. When you hire us, you work with attorneys who understand personal injury law, accident claims, insurance tactics, and the pressure injured victims face after a serious crash.
We also work on a contingency fee basis. There’s no retainer, no hourly billing, and no upfront attorney fee. Our fee comes from the recovery we secure for you. If your case doesn’t get resolved, you do not owe attorney fees.
You can also review our case results to learn more about outcomes the firm has obtained for injured clients.
Common Questions About Auto Accident Claims
Filing deadlines vary by state. If you miss the deadline that applies to your case, you may lose the right to recover compensation. Contacting an attorney quickly also helps preserve evidence, locate witnesses, and protect your claim before the insurance company gains an advantage.
You may be able to recover compensation through your own uninsured motorist coverage. If the other driver had insurance but not enough to cover your losses, underinsured motorist coverage may apply. These claims follow specific procedures, and your own insurance company may still dispute what your claim is worth.
No. We handle auto accident cases on a contingency fee basis. That means you pay no upfront attorney fees, and you owe no attorney fees unless your case resolves.
Possibly. Under Illinois’s modified comparative fault rule, you can recover compensation if you were 50% or less responsible for the accident. Your recovery is reduced by your percentage of fault. If you were more than 50% responsible, you cannot recover damages.
Florida has its own insurance rules, deadlines, and claim procedures. Local representation matters because insurers, courts, and claim practices in Pinellas County, Hillsborough County, and surrounding areas can differ from those in other states.
Not before you understand the full value of your claim. Early settlement offers often do not account for future medical treatment, lost earning capacity, long-term pain, or complications that may develop after the initial injury. An attorney can review the offer and explain whether it reflects your actual losses.
Bring anything you have related to the crash, including the police report, insurance information, photos, medical records, medical bills, repair estimates, witness information, and correspondence from insurance companies. If you do not have everything, you can still contact an attorney. A legal team can help identify what evidence may be needed.
Talk to an Auto Accident Attorney About Your Case
If you were injured in a car accident, you don’t have to deal with the insurance company alone. Contact us to speak with an auto accident attorney. There are no upfront fees, and you owe no attorney fees unless your case resolves.

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